The supermarkets of today have replaced the mama-shops of yesteryears. Apart from the larger variety of goods including some specialties from overseas such as exclusive Japanese products in Meidi-ya and Cold Storage specialty stores, they can also offer substancial savings in the form of rebates when you pay with credit card. Note that other cards like AMEX which offers 10x points have been excluded as we are focusing on just rebates, and OCBC-NTUC has been excluded as the rebates are mainly for household items. Last but not least, since Carrefour is leaving Singapore, POSB Everyday has also been dropped from this list.
Did you even know that there were so many cards offering rebates for supermarket shopping? However, one has to be careful as each card caries its own terms & conditions hidden in that little asterisk, and you need to read through those carefully. What’s worse is that certain banks (which shall not be named) have the habit of changing their terms and conditions without informing the cardmembers!
Looking at the list, for big time spenders, Citibank SMRT rebate card offers the highest rebate of 5%+2%+$3 off $40 currently. And for fuss-free shoppers, I guess Maybank Family & Friends Platinum Card & Sheng Siong Diner Card would be the best since no minimum spend is required. Do feel free to comment if there are any other cards that have been missed out in this list.