Alright, so this was my preferred card for dining at restaurants and drinks at bar since they offer 5% cash rebate in this category, with a cap at $30 optimum (maximum $600 spending a month). However, as stated on their website, there is a NEED to select the category that you want this 5% cash rebate before the 25th of EACH quarter (i.e. Mar, Jun, Sep and December). If you missed it, then all the spending for that quarter will be 1% instead, and you will be better off using other cards for dining instead.
If you are interested to find out more about this card, check out the ANZ credit cards here