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Cardup is my goto platform to charge my credit cards for insurance payments, IRAS payments for income and property tax and season parking. They charge a 2.6% fee for your transactions and you get credit card points/miles or rebates in return. (see previous post here)

In 2018, they had a Lunar New Year promotion where one can get $88 off a $1000 payment made via Cardup.

This year, the CNY promotion is slightly different – enjoy discounted CardUp fees of 2.2% (usual 2.6%) on up to 4 payments in a recurring schedule. Simply apply promo code CNY22 to enjoy this offer – do note that this code is only valid until 17 February 2019! This is good for people who have to make monthly contributions e.g. rent, education or car loans.

Steps to follow:

  1. Log in by 17 February 2019 and select your payment type
  2. Select “monthly” payment frequency – you can set up the recurring schedule for as long as you like
  3. Enter promo code CNY22 before confirming your payment. The discounted fee of 2.2% will be applied to the first 4 payments in the schedule.

Terms & Conditions

  • Users who have received this promo code via email from CardUp are eligible to enjoy the 2.2% discounted fee on up to 4 payments in a recurring schedule, in accordance with the following Terms & Conditions (“Users”).
  • Each payment in the recurring schedule must be a minimum of $888.
  • The Promo Code may only be redeemed on recurring schedules set up on CardUp on or before 17 February 2019.
  • To enjoy the Promo code, the payment due date of the 4 payments must be on or before 31 May 2019. The payment due date is the last date on which the payment must arrive at the recipient. Payments must be scheduled on CardUp at least 3 business days in advance of the due date to allow for processing time.
  • Users have to enter promo code CNY22 during “Schedule payment” process when setting up payment details. The discounted fee for the eligible payments will be reflected before User confirms and submits payment.
  • Promo Code is not applicable for use on:
    (a) payments made with American Express credit cards and credit cards issued outside of Singapore
    (b) weekly recurring schedules

If you are new to Cardup, hold on first! Use the promocode “IVANC88” when you schedule a payment. For instance, if you want to pay your income tax through Cardup, you will arrive at the page below, so key in the promo code “IVANC88” and you will receive a $20 discount off the Cardup fee when you make your first transaction!

Then use the “CNY22” promo code for your 4 scheduled transactions!

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