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Free $10 using HSBC Revolution card paywave

  • November 18, 2012November 22, 2012
  • by Cheaponana

Was checking through my old SMSes when i saw this message from HSBC.

Get S$1 cashback for every Visa payWave transaction made on your HSBC’s Revolution card from 15 Oct to 15 Dec 12. No min spend required,capped at S$10 cashback.

Some merchants that have machines for payWave include Starbucks, Guardian, BurgerKing, Popeyes, Cold Storage, Giant etc.. so don’t forget to start waving!

Citibank Dividend Card Rebate Caveats

  • November 17, 2012December 16, 2014
  • by Cheaponana

*Updated 16/12/14 – 12 months accrual for minimum $50 DIV instead of 15 months!

I’ve been an ardent fan of Citibank Dividend Card since I received this card more than 5 years ago. The cashback rebate of 2% for dining has always been very good in my opinion, and when I started driving, the 5% rebate for petrol at Esso (total savings 21++% – will discuss in another post) has been the highest in the market.

However, when I was browsing the Citibank website and checking out the features of this card as well as looking out for new promotions, I realised that they have made some significant changes without direct notification!


Managed to see the change? In order to qualify for 5% rebate for petrol and 2% for dining, you need to make a minimum spend of $50, if not you will receive the usual 0.5%. Unless one’s spending is limited to a handful of transactions a month, it is impossible to sit down and spend time looking through the bill and look at the breakdown of the amount of rebate per transaction. In any case, you need to accumulate $50 of rebate before this amount will be credited back to your credit card bill. Thankfully, you have 15 12 (as of Feb 2014) months from the date of accrual to accumulate $50 or else it will expire.

On the bright side,  you can get 5% more cash back using the VISA signature dividend card at Giant, Cold Storage, Guardian, Marketplace, Starbucks etc if you use paywave. Promotion ends 31 Dec 2012. (p.s. remember to spend more than $50 at these places!)

Credit Cards Xmas/End of Year Promotion

  • November 16, 2012November 18, 2012
  • by Cheaponana

It’s the festive season again and all the banks in Singapore are going all out to woo buyers with their various promotions. Below is a table comparing the various promotions that the different banks are having right now. HSBC has not released any information yet, whilst some of the banks have already started their promotion with some already out of stock. Take out your calculator and do some planning before it’s too late!

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